We offer a variety of loan products to suit different needs, including business loans, salary loans, and log book/title deed loans. Each product is designed to provide financial support for specific purposes, whether you need capital to grow your business, manage personal expenses, or use your vehicle or property as collateral.
How can I apply for a loan product?
You can apply for a loan by visiting our website and completing an online application form. Alternatively, you can visit any of our branches to fill out a paper application. Our customer service representatives are available to guide you through the application process and ensure you submit all required documentation.
Eligibility requirements vary by loan type but generally include having a stable source of income, providing a valid identification document, and, for some loans, offering collateral. Specific criteria for each loan type will be discussed during the application process.
Interest rates depend on the specific loan product and the applicant’s credit profile. We strive to offer competitive rates and will provide detailed information about interest rates and any applicable fees during the application process.
Repayment periods vary depending on the loan type. Business loans and log book/title deed loans typically offer longer repayment terms, ranging from one to several years. Salary loans usually have shorter repayment periods, often aligned with the borrower's pay cycle.
Some of our loan products require collateral. For example, log book/title deed loans are secured by your vehicle or property. Other products, such as salary loans, do not require collateral and are based on your income and repayment capacity.
Yes, you can apply for multiple loan products at the same time, provided you meet the eligibility criteria for each. Our team will help assess your overall financial situation to ensure you can manage multiple loans responsibly.
Generally, you will need to provide a valid ID, proof of income (such as pay slips or bank statements), and, for secured loans, collateral documentation (e.g., log book or title deed). Additional documents may be required depending on the specific loan product.
Once your loan application is approved and all required documentation is submitted, funds are typically disbursed within 1-3 business days. We strive to process applications quickly to ensure you receive the financial support you need promptly.
No, Royalty Masion Ltd encourages early repayment of loans and does not charge any penalties for doing so. Paying off your loan early can save you money on interest and improve your credit profile, allowing you to manage your finances more effectively.
We Customer Says
‘’Royalty Maison Ltd has greatly supported my construction projects. Their customer service is exceptional, marked by kindness and understanding. I would gladly recommend RML to other clients. Thank you, Royalty Maison Ltd.’’
4.9 Out of 5 Star
‘’Royalty Maison Ltd has empowered my business. The salary advances to my staff have enhanced the growth of my security firm. Additionally, through your financing, I have personally been able to purchase a piece of land. Thank you RML, because of you, I have grown and become better.’’
4.9 Out of 5 Star
‘’Through Royalty Maison Ltd's financial support, I have been able to pay my children's school fees and refurbish my home. I would recommend RML to other clients anytime. Thank you, Royalty Maison Ltd.’’
4.9 Out of 5 Star
‘’I never anticipated how much my poultry farm would grow. Thanks to your prompt financing, my business has expanded significantly. Considering the nature of my business, your efficiency and speed in loan dispatch come in handy."
4.9 Out of 5 Star
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