We offer a variety of loan products to suit different needs, including business loans, salary loans, and log book/title deed loans. Each product is designed to provide financial support for specific purposes, whether you need capital to grow your business, manage personal expenses, or use your vehicle or property as collateral.
How can I apply for a loan product?
You can apply for a loan by visiting our website and completing an online application form. Alternatively, you can visit any of our branches to fill out a paper application. Our customer service representatives are available to guide you through the application process and ensure you submit all required documentation.
Eligibility requirements vary by loan type but generally include having a stable source of income, providing a valid identification document, and, for some loans, offering collateral. Specific criteria for each loan type will be discussed during the application process.
Interest rates depend on the specific loan product and the applicant’s credit profile. We strive to offer competitive rates and will provide detailed information about interest rates and any applicable fees during the application process.
Repayment periods vary depending on the loan type. Business loans and log book/title deed loans typically offer longer repayment terms, ranging from one to several years. Salary loans usually have shorter repayment periods, often aligned with the borrower's pay cycle.
Some of our loan products require collateral. For example, log book/title deed loans are secured by your vehicle or property. Other products, such as salary loans, do not require collateral and are based on your income and repayment capacity.
Yes, you can apply for multiple loan products at the same time, provided you meet the eligibility criteria for each. Our team will help assess your overall financial situation to ensure you can manage multiple loans responsibly.
Generally, you will need to provide a valid ID, proof of income (such as pay slips or bank statements), and, for secured loans, collateral documentation (e.g., log book or title deed). Additional documents may be required depending on the specific loan product.
Once your loan application is approved and all required documentation is submitted, funds are typically disbursed within 1-3 business days. We strive to process applications quickly to ensure you receive the financial support you need promptly.
No, Royalty Masion Ltd encourages early repayment of loans and does not charge any penalties for doing so. Paying off your loan early can save you money on interest and improve your credit profile, allowing you to manage your finances more effectively.
We Customer Says
"Royalty Masion Ltd has been a blessing for Mwikali Craftworks. The business loan enabled us to expand our artisan product range and reach more customers. Their support has helped us preserve traditional crafts while providing jobs in our community. Thank you, Royalty Masion Ltd!"
4.9 Out of 5 Star
"Securing a loan from Royalty Masion Ltd was a game-changer for Plateau Fishing Ventures. With the additional funds, we upgraded our fishing equipment and improved safety for our crew. Their understanding of our needs and quick processing time were outstanding."
4.9 Out of 5 Star
"Royalty Masion Ltd's financial support has transformed Freshier Dairy Farm. The loan we received allowed us to purchase modern milking machines and enhance our production. Their commitment to rural development and sustainable practices is truly commendable."
4.9 Out of 5 Star
"Thanks to Royalty Masion Ltd, Dastie Horticulture has seen significant growth. The business loan provided the capital we needed to invest in greenhouses and irrigation systems. Their flexible terms and excellent customer service have made a huge difference in our productivity."
4.9 Out of 5 Star
"Royalty Masion Ltd has been an incredible partner for Mwamburi Eco-Tours. The loan we received helped us expand our eco-friendly tourism services and attract more international visitors. Their support has not only boosted our business but also promoted sustainable tourism in our region."
4.9 Out of 5 Star
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